Major medical insurance offers robust coverage for many different types of health care needs. It pays for prescription drugs, visits to the doctors, hospital stays and surgeries. To qualify as major ...

Gap health insurance helps pay for costs not covered by your main health insurance plan. Gap insurance is supplemental medical coverage that's usually used to help cover the costs you're responsible ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...